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Are you one of those people who thinks that identity theft is no big deal? I know lots of people who think like that. Some of them even say, "Good luck to any thief trying to get credit in my name!" You might be surprised at just how clever identity thieves are with using your information.

Here's a good example of what I'm talking about. Over this past summer, Trissina Neal of Killeen, Texas had someone turn on electricity in her name in the same town she lives in. They got a free ride because they never paid the bill. Now Ms. Neal doesn't have electricity at her house. Why? Well, because the power company doesn't believe her when she says that other bill isn't hers. So they shut off her power because of non-payment. How inconvenient is that?

She showed her current lease to the power company but they said she just probably moved. That's the problem with identity theft. You're automatically assumed guilty and a deadbeat when those unpaid bills show up. You have to jump through hoops to clear your name. Now this woman has to lose time from work, not to mention the aggravation, to prove she never lived at the address with the unpaid bill.

That's one of the reasons I have LifeLock identity theft prevention. If this happened to me, all I'd have to do is call LifeLock and they would take care of this for me. Actually, it probably would never have even happened because of the way they protect me from id thieves.

It's very difficult to open an account in my name. Heck, it's difficult to open an account in the name of LifeLock's CEO - and he publishes his social security number just to prove it.

The small membership fee I pay is well worth it to me to know I have this type of company standing behind me. I got a LifeLock promo code and it lowered the cost even more.

Many consumers worldwide reduce their in-home printing costs by buying high quality remanufactured inkjet cartridges rather than pay high retail prices for brand name inkjet products. Buying compatible inkjet ink and OEM printer supplies online saves you time and money.

The way to save the most money is to spend some time doing comparison-shopping before you buy your new cartridges. If you do this locally, it could take you hours driving from store to store, noting all the prices. Then when you are done, you need to drive back to the store with the best price in order to make the purchase.

That is why buying your inkjet supplies online is much more efficient. In fact, for many popular inkjet brands, you can save up to 80% by purchasing low cost remanufactured inkjet printer cartridges. Overall, new compatible or remanufactured inkjet cartridges average about 60% less in cost than their brand name equivalents.

I fell in love with generic inkjet cartridges several years ago when my wife ran out of black ink for her HP DeskJet 990cse . She didn't have any extra cartridges, but needed ink that day to finish some projects. I volunteered to go buy her a cartridge. My first stop was Office Depot since it was close to home.

But they were asking $29 for the cartridge and that seemed way too expensive. I ended up driving to 2 other office supply stores with similar results until finally I ended up buying a compatible ink cartridge at Wal-Mart for $19. That still seemed like too much money, so after I got home I set out to investigate HP inkjet prices online.

My wife's printer takes an HP 45 cartridge, so I began by searching for HP 45 inkjet cartridges. By further refining my search, I was able to find several reputable stores that sold compatible HP 45 cartridges as low as $6 each . Needless to say, I bought several immediately so my wife would always have a "backup" if she unexpectedly ran out of ink again.

The nice thing is that most of the compatible inkjet cartridges have a 30-day money back guarantee, so you can get a refund if the cartridge doesn't meet your standards. I haven't had any real problems except that occasionally the heads need to print several pages or so before the ink starts printing clearly (but I think that has more to do with the fact that my cartridges were 6-8 months old).

For me buying HP ink cartridges online has been a life saver . I no longer need to go from store to store looking for the best deal on HP ink cartridges.  I now do it online at the click of a button.

Another option that I tried is inkjet refill kits. Essentially you get all the parts and equipment that you need, along with enough ink to refill a cartridge once or twice. The process can be a little tricky, and if your empty cartridges are old, you may have trouble getting them to work well since the wick may be all dried out.

Nevertheless, if you are a real penny-pincher, you can save even more by using this method. The HP 45 black ink refill kit I got enabled me to refill an original HP 45 cartridge twice for under $10.

Overall, compatible and remanufactured inkjet cartridges are a great way to save the environment and save money at the same time. Be sure to try them out the next time you need some printer ink.