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BEWARE: Auto theft is a billion dollar industry in the US.
Auto theft occurs twice a minute in the United States. There are usually 2 reasons your car is stolen: to be driven onto a freighter to be shipped overseas, or to be broken up for parts.
Consider this:
Manufacturer-grade auto theft protection is not enough. Consider replacing these with aftermarket auto theft protection systems which are usually are worth paying a professional to install.
An old car is no safer than a shiny new model. Older vehicles are usually taken for their parts.
In the event your car is stolen, contact police immediately, fast, and now. Speed is of the essence in recovering your stolen vehicle. Any delay means it is more likely your car will be in a chop shop or driven out of town. Keep a copy of the make, color and model of your car, the license plate number and vehicle identification number (VIN). Keep all your details in your wallet. Also keep a photocopy of your registration and insurance card where you can find it at home.
Read and understand your current insurance coverage. Go through your policy with a fine-tooth comb. Understand your coverage. Check here to compare auto theft insurance quotes. You most likely are paying too much for auto insurance right now.
Here's some good advice: See if you are covered for a rental car in the event your car is stolen. It costs only a few dollars a month and will save you the hassle of looking for ways to get around.
Get roadside assistance. Your insurance company must offer this for a few dollars per term, or you can waiver that and choose to go through an outside company such as your dealership. Make sure you read the details of your coverage. For example, if your car is broken into and disabled, are you covered for a tow to any mechanic, or only a dealer's service shop? Are both towing and labor costs covered?
The best and most important theft deterrents are practical ones. Park your car in lighted areas. If you drive into a parking lot, resist the temptation to park near the exit, it's what thieves target more often.
Furthermore, FBI statistics show more than a third of all vehicle thefts occur in or at a home. So it's always a good idea to lock your car, even in your own driveway.
Eminently Practical Advice - it's best to make sure you have cheap and good comprehensive auto theft insurance on your side to cover those unexpected events on and off the road. Get a free quote and compare what you're paying for auto insurance now.
